Having excellent credit is a choice, it’s UrChoice!

At UrChoice Credit, we put serving you first. From our Open-door Policy to our 90-day, Money-back Guarantee, you’ll know that your credit — the key to your American Dream — is in the best of professional hands.

Book a Free Consultation

Don’t Allow Bad Credit
To Hold You Back

Let us help you begin your journey to financial freedom!

Buying A New Home

Get your credit ready to purchase a new home.

Automobile Purchase

Take advantage of lower rates and fees.

Lower Interest Rates

Get better interest rates on credit cards and loans.
See All Our Services

Let Us Remove The Derogatory Remarks on Your Credit Report!

We create personalized dispute letters to challenge errors on derogatory accounts that are holding back your credit scores such as:

  • Collections
  • Charge Offs
  • Repossessions
  • Foreclosures
  • Tax Liens
  • Inquiries
  • Late Payments
  • Judgments
  • Personal Data
  • Medical Bills
  • Reporting Errors
  • Student Loans

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