Are you protecting your identity? Protecting your identity is something you should do in 2019. With everything going on today I say it’s a MUST you protect your identity, identity theft is at an all time high now. According to Consumer Affairs, in 2018 the Federal Trade Commission processed 1.4 million fraud reports totaling $1.48 billion in losses. That is a lot of money and a lot of fraud reports, so why not prevent from having to deal with that stress and get credit monitoring? 


First things first, you’re probably wondering why is she giving us credit monitoring links for identity protection.. well my dear readers, it all falls under the same line. Many credit monitoring companies offer identity protection, on the spot fraud alerts, and help you begin to make better financial decisions. 

Most Credit monitoring companies focus on all three credit bureau reports and alert you when any changes have been made to your reports. If someone tries to use your personal information to open a credit account, you will be notified immediately usually by text, phone call or you can get an app alert! Rather than realizing months or years later, when the damage has been done and your identity has been stolen.

I’m going to touch base on my favorite credit monitoring company and if you like what you’ve read, you’re more than welcome to use my link below to sign up at a discounted price! Credit monitoring companies may charge up to $39.99 a month but I have your back.

IdentityIQ receives unlimited, online access to your credit report and score in an easy-to-read format giving you an update every 35 days. You can review all three scores! Some credit monitoring companies, such as Credit Karma, do not allow access to all three credit scores and report, this one does. Identity IQ has fraud alert assistance, using fraud alerts require creditors, lenders, and other users to verify your identity before they can issue any new credit lines.

They offer coverage options to help you resolve your stolen identity event and minimize your out-of-pocket expenses. If you are a victim of identity theft, they provide an expert Fraud Restoration Specialist to ensure your financial security, privacy retention, and your rights under state and federal law. My favorite feature would be the Lost Wallet Assistance. In the event your wallet or purse is lost or stolen, they can help assist you in obtaining new cards and documents as well as stopping any transactions from happening on your accounts.

When looking into credit monitoring companies you want to look for a service that specifically promises “three-bureau credit monitoring”, review what the services include, when and how you can cancel, and what your rights are if their services do not protect you. You want to make sure you get the most coverage and service when monitoring your credit.

I’ll give you a list of my top 10 credit monitoring companies. As I said earlier, my favorite credit monitoring company is IdentityIQ but you are more than welcome to google and join any credit monitoring company to begin protecting your identity. Click the link below to join IdentityIQ today at a discounted price!

My Top 10 Credit Monitoring companies:

  • Identity IQ
  • LifeLock
  • Identity Guard
  • Identity Defense
  • MyFICO
  • Privacy Guard
  • Identity Protect
  • Privacy Guard
  • ID Shield
  • Experian Premium

**These are not paid ads

Get all three credit reports and scores today for $1.00! Membership $21.99

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